The Secure Management System built for stokvels, burial societies, and cooperatives across Africa. Digitise every member, every contribution, every event — with full security and transparency.
Active · 24 Members · Est. 2021
From the day you register a member to the day you pay out a benefit — SMS handles every step digitally, securely, and transparently.
Full member profiles with ID numbers, emergency contacts, dates, roles and membership numbers. Register beneficiaries with allocation percentages, priority rankings, and guardian details for minors.
Record monthly and event contributions by member. Support for Cash, EFT, and digital payment methods. Payment status, receipts, reconciliation flags, and bulk import from CSV.
Manage burials, ceremonies, graduations, and custom events. Attach supporting documents, track estimated costs per member, verify events, and manage payout statuses.
Real-time dashboard with active member counts, total funds collected, pending contributions, and upcoming events. Full audit trail of all transactions and changes.
Cross-platform mobile app for iOS, Android, Windows and macOS. Members can view their status, contributions, beneficiaries, and events directly from their phone.
Generate professional PDF reports for meetings, audits, and compliance. Export member lists, contribution histories, and event summaries with one click.
JWT-based authentication with role-based access. Admins and regular members see different views. Password reset flows, refresh tokens, and encrypted data at rest.
Store society banking information securely. Configure monthly contribution amounts, event contribution rules, max members allowed, and whether approvals are required.
Each society is fully isolated in the cloud. Run multiple stokvels, burial clubs, and cooperatives from one account. MongoDB backend with Docker deployment support.
SMS is designed to be simple for society secretaries and admins — no technical knowledge required.
Create your stokvel or burial society profile. Set the name, registration number, banking details, monthly contribution amount, and upload your logo.
Register every member with their full details, identity number, emergency contact and beneficiaries. Membership numbers are auto-generated. Bulk CSV import available.
Log monthly contributions and event payments as they come in. Mark payment methods, reconcile records, and generate PDF receipts instantly.
When a member submits a burial or event claim, register it, attach proof documents, verify it, and track the payout — all in one place.
Export PDF reports for AGMs and committee meetings. Your data is safe in the cloud, accessible anytime from the mobile app or web.
SMS was purpose-built for the unique way communities in southern Africa organise their collective savings and support systems.
Savings clubs where members contribute monthly and rotate payouts. SMS tracks every rand collected, who's paid, who's outstanding, and automates the payout order.
Community insurance pools for funeral costs. SMS manages member beneficiary registrations, event verification, cost-per-member calculations, and benefit payouts.
Formal and informal cooperatives that pool resources for shared goals. SMS provides the financial structure, member governance, and reporting needed for compliance and growth.
Digitise your stokvel or burial society in minutes. Secure, transparent, and built for Africa.